October 2006

Why Are You Getting This Newsletter?

This free e-mail newsletter is sent to current and former clients of our law firm, to those who have specifically asked to receive it, and to those who have contacted our firm for legal advice in the past.

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New Book Available for Texas Residents

The book by Robert A. Kraft, "7 Fatal Mistakes Accident Victims Make" is available by mail free to residents of Texas. This new book explains what accident victims should do, and more importantly, what they should NOT do after an automobile collision or other injury. To request a copy of this book, simply fill out this order form, and we will mail this book to you by the next business day.

Because of licensing restrictions, we can mail this book only to Texas addresses. If you reside outside Texas and have legal questions, please let us know, and we will help you any way we can. You can purchase this book for $19.95 at Amazon.com.


Free Legal Advice?

Yes, at Kraft & Associates we are glad to provide our clients and friends with free information on a variety of subjects. If you want details about how to lower your automobile insurance rates, Texas Workers' Compensation law or Social Security Disability claims, please contact us and we will send you any of these brochures without charge or obligation.
 



  Suite 1300
  2777 Stemmons Freeway
  Dallas, TX 75207
  (214) 999-9999
  (817) 999-9999
  (800) 989-9999
 

 FOR THE RECORD


New Study Proves Automotive Side Air Bags Do Save Lives

A study released this month by the Insurance Institute for Highway Safety provides more proof that side air bags for the torso and head can make a dramatic difference in the number of motorist deaths that occur in side impact collisions.

A side impact collision, of course, is where the front of one vehicle strikes the side of a second vehicle. We see these collisions frequently when one car turns left in front of an oncoming car, or when one vehicle runs a red light and hits another vehicle crossing on a green light. Side impact collisions are especially serious when a taller vehicle, such as a truck or SUV strikes the side of a lower vehicle.

The federal government has mandated the installation of such air bags in all automobiles, but the mandate won't become fully effective until the year 2010. Thousands of vehicles will be manufactured between now and then, and every one of those vehicles would provide greater safety to the driver and occupants if manufacturers would voluntarily install side air bags.

In the opinion of many trial lawyers and safety experts, it is negligent for auto manufacturers not to install side air bags immediately.

Here are selected quotes from the press release of the Insurance Institute for Highway Safety:

• Side airbags that protect people's heads are reducing driver deaths in cars struck on the near (driver) side by an estimated 37 percent. Airbags that protect only the chest and abdomen but not the head are reducing deaths by 26 percent.

• "We found lower fatality risks across the board — among older and younger drivers, male and female drivers, and drivers of both small cars and larger passenger vehicles," says Anne McCartt, Institute vice president for research and an author of the study.

• The overall research findings echo those of a 2003 Institute study of side airbag effectiveness in cars. Data weren't sufficient then to compute fatality risk reductions for drivers of SUVs, but this time around there were enough data. Fatality risk in SUVs went down 52 percent with head-protecting side airbags and 30 percent with airbags that protect the chest and abdomen but not the head.

• Findings track results of the Institute's side crash tests conducted since 2003 for consumer information. All 33 current models with good ratings in this test are equipped with head-protecting side airbags.

• "Once every passenger vehicle on the road has side airbags that include head protection for front-seat occupants, we can save as many as 2,000 lives per year," McCartt concludes.

Click to view the complete press release from the Insurance Institute for Highway Safety regarding side air bag protection.

If you are considering purchasing a new or used vehicle, please try to buy one with side air bags. There is no question that such vehicles are safer than those without side air bag protection. For more information on this subject, please visit our Air Bag Web site.

 FOR YOUR INFORMATION

Protect Your Social Security Number

Identity theft is the fastest growing crime in the United States, and the biggest key to identity theft is obtaining a victim's Social Security number. Here are tips from the Social Security Administration about protecting your Social Security number:

• You should treat your Social Security number as confidential information and avoid giving it out unnecessarily. You should keep your Social Security card in a safe place with your other important papers. Do not carry it with you unless you need to show it to an employer or service provider.

• We do several things to protect your number from misuse. For example, we require and carefully inspect proof of identity from people who apply to replace lost or stolen Social Security cards, or for corrected cards. One reason we do this is to prevent people from fraudulently obtaining Social Security numbers to establish false identities. We maintain the privacy of Social Security records unless:

• The law requires us to disclose information to another government agency; or
Your information is needed to conduct Social Security or other government health or welfare program business.

• You should be very careful about sharing your number and card to protect against misuse of your number. Giving your number is voluntary even when you are asked for the number directly. If requested, you should ask:

   Why your number is needed;
   How your number will be used;
   What happens if you refuse; and
   What law requires you to give your number.

The answers to these questions can help you decide if you want to give your Social Security number. The decision is yours.

 FEATURED EMPLOYEE

Nicole D. Collier
Attorney

E-mail: ncollier@kraftlaw.com
 

Ms. Collier received her bachelor of science degree from the University of Houston and her law degree from Texas Wesleyan University School of Law. While in law school, Ms. Collier served as class representative of the Student Bar Association and was a member of the Moot Court Honors Society. Ms. Collier was selected as the Hooding Speaker at the school’s Hooding Ceremony. She is currently a member of the Texas Wesleyan Alumni Board. Ms. Collier joined our firm in 2003 after working at other area law firms. In addition to Personal Injury, Ms. Collier has experience in the areas of Family, Criminal and Workers' Compensation law.

 

 FEATURED CASE
Immigration -- Is DORA Right For You?

Under the two-year-old Dallas Office Rapid Adjustment (DORA) program, applicants undergo on-the-spot interviews when they submit their visa petition and application for adjustment of status at the same time. Many of those who attend their DORA appointment, however, learn that they are not eligible to participate in the program. In order to participate in the DORA program, you must meet one or more of the following criteria:

1. The petition must be for a family member who has a visa immediately available to them (a spouse, parent or child of a United States Citizen),
2. The applicant was a Diversity Lottery winner, or
3. The applicant is a special immigrant with an approved I-360 Visa Petition.

There are many rumors and misconceptions about this pilot program among immigrants. Please understand that this is not an amnesty, nor is it President Bush’s new proposal to grant work permits to illegal aliens. This is simply another option available to immigrants who would be otherwise eligible for adjustment of status.

Also, it is very important to make sure that you are eligible for adjustment of status when you use the DORA program. Prior removals, departures (voluntary or not) or refused admissions can have serious consequences on eligibility. Many applicants have been detained and deported without warning at adjustment interviews.

The DORA program was initially begun to adjudicate simpler cases. This system, however, is not for everyone. If you have any questions regarding your eligibility for adjustment of status, you may need to consult with an immigration attorney. It is important to make sure you are in one of the above-mentioned classes of persons eligible to obtain permanent residency at the time of your DORA appointment.
 HOW CAN WE HELP YOU?
Our law firm has helped thousands of clients over the years. Sometimes clients who use our firm for one type of case may not realize that there are other legal problems we could help them solve.

We handle most types of injury claims — including automobile collisions, "slip and fall" cases, injuries suffered as a result of defective products, injuries resulting from inadequate security, medical malpractice claims, nursing home negligence claims, prescription drug injuries and many others. We invite you to call us about any serious injury to see how we can help you.

Kraft & Associates also represents people who have been denied their Social Security Disability benefits. We can help at the Initial stage, the Reconsideration stage or the Hearing stage.

Our firm represents people who have been injured on the job and are making a claim for workers' compensation. We help people who have problems regarding family issues, such as divorce, child support, adoption, modifications, enforcements, attorney general disputes, paternity and other similar matters. We also represent clients who have been arrested or charged with committing a crime.

Please feel free to call us with any legal questions you may have. If we cannot represent you, we will attempt to refer you to another attorney or to a government agency that can help you. There is never any charge or obligation for our initial consultation.

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Automobile Accident, Wrongful Death, Nursing Home Negligence, Social Security Disability.

DISCLAIMER: This newsletter is presented by Kraft & Associates for informational purposes only, and not as legal advice.